The most important feature of SJSRY scheme is the active participation of the women of these poor families in formulating, implementing and supervising the schemes. For this a three-tier structure has been formed at the municipal level. The women members of these Thrift and Credit Groups of different municipalities exhibited at different State Level exhibition and their products were very much acclaimed. The implementation of these schemes in this State has also earned high praise in the evaluation made by the Central Government.
Necessary circular has been issued to the municipalities to include the above-mentioned women groups in various civic services like Solid Waste Management, creation of urban infrastructure in slums etc. and in quite a few ULBs these groups have been actively involved in some basic civic services like conservancy services, maintenance of street light and collection of user charges.
Through successful implementation of this programme following achievements have been made.
Poor women have been playing an important role in decision making
They have been playing a vital role in preparation of Ward Level Municipal Development Plan
They are more informed about the other municipal development programme
There have been empowerment and skill development through Community Contracting. A sense of ownership has also been generated
Engagement of CDS (Community Development Society)/TCG (Thrift and Credit Group) members in providing civic services in many municipal bodies has made them feel important. This has also resulted in curtailment in municipal expenditure in salary and wages
CDSs / TCGs have succeeded in resolving the household conflicts mainly related to domestic violence
Access to education and health services has increased due to awareness and visible income opportunities through SJSRY
Micro-finance has enhanced social and economic security, promoted livelihoods, revived local economies, empower women and poor people and build democratic organisation
The status of poor women in the family as well as in the society has increased through the programme Social mobilisation has increased
TCGs are not dependant on the external support for their group management and accounts keeping
TCGs have started participating in larger social issues.
